Civilization is a stage in the development of society, at which nothing can be done without funding.
(The Big Book of Aphorisms, K. Dushenko, 2001)
The banking system plays an important role in modern society, as it provides financial support for all kinds of activities (loans, credits, deposits, etc.) of both individuals and legal entities. The basis of these relationships is a contract which, more often than not, may contain certain risks.
As a rule, banks draft contracts so as to protect, first and foremost, their interests: their lawyers, even at the stage of drafting the document, can deliberately make clauses which contradict the current legislation. This, subsequently, due to legal illiteracy of the majority of Clients (as a rule, individuals), can lead to disputes in which the Client becomes a hostage of the situation.
Legal assistance to the Client, in this case, can provide a qualified experienced lawyer in banking cases. He will find out both the essence of the problem and the ways of solving it.
The competence of a bank attorney includes:
- consultation;
- representation of the interests of the debtor in financial disputes with banks;
- protection from the illegal enforcement of the movable and immovable property;
- assistance in the recalculation of the amount of the loan (bank debt);
- contestation of contracts;
- reduction of the interest rate (if it was illegally inflated).
And this is not the whole list of services of a lawyer in banking cases, because each specific situation requires an individual approach.
Lawyer in banking cases can intervene in the process of resolving a banking dispute at any stage.
But it should be remembered that it is advisable to seek help from a lawyer in banking cases matters before the beginning of the financial and legal relationship between the Client and the Bank.
This will prevent mistakes and undesirable consequences.
And remember, there is no such thing as a dead end.
